Summit is an international lump sum investment bond - with a loyalty bonus.
Summit is a unit-linked international investment bond that rewards you with a loyalty bonus on the 3rd anniversary of your investment and every subsequent anniversary. The bonus rate then rises on the 6th and 11th anniversary.
You can spread your investment across a range of funds, managed by investment specialists from around the world.
Summit could be ideal if you have a lump sum to invest for at least five years.
|Product features||Investor benefits|
|Access to your capital.||You can withdraw up to 90% of your premium penalty-free during the first 5 years with no restrictions thereafter, as long as you leave the minimum amount in your plan.|
|Choice of investment funds and opportunity to switch funds.||Access to some of the world's best fund managers.|
|Range of currency and payment options.||So you have the choice to make your plan work for you.|
|Death benefit.||Built-in life cover – providing you with 101% of cash-in value paid on death.|
|Option to pay additional contributions.||You can add to your investment when it suits you.|
|Tax efficiency.||Funds accumulate free of tax (apart from any withholding tax on investment income, deducted at source in the country of origin).|
To help achieve your financial goals, it’s important that you get independent financial advice. You can only buy our products through a financial adviser, so please speak to yours for guidance. They will help ensure your plans are tailored to meet your needs. If you do not have a financial adviser click here