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Summit

Summit is an international lump sum investment bond - with a loyalty bonus.


Summit is a unit-linked international investment bond that rewards you with a loyalty bonus on the 3rd anniversary of your investment and every subsequent anniversary. The bonus rate then rises on the 6th and 11th anniversary.

You can spread your investment across a range of funds, managed by investment specialists from around the world.

Summit could be ideal if you have a lump sum to invest for at least five years.

Product featuresInvestor benefits
Access to your capital.You can withdraw up to 90% of your premium penalty-free during the first 5 years with no restrictions thereafter, as long as you leave the minimum amount in your plan.
Choice of investment funds and opportunity to switch funds.Access to some of the world's best fund managers.
Range of currency and payment options. So you have the choice to make your plan work for you.
Death benefit.Built-in life cover – providing you with 101% of cash-in value paid on death.
Option to pay additional contributions.You can add to your investment when it suits you.
Tax efficiency.Funds accumulate free of tax (apart from any withholding tax on investment income, deducted at source in the country of origin).

Next Steps

To help achieve your financial goals, it’s important that you get independent financial advice. You can only buy our products through a financial adviser, so please speak to yours for guidance. They will help ensure your plans are tailored to meet your needs. If you do not have a financial adviser click here